{"id":38390,"date":"2024-01-18T10:18:48","date_gmt":"2024-01-18T10:18:48","guid":{"rendered":"https:\/\/www.tatacapital.com\/blog\/?p=38390"},"modified":"2026-02-24T22:55:52","modified_gmt":"2026-02-24T17:25:52","slug":"what-is-e-mandate","status":"publish","type":"post","link":"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/","title":{"rendered":"What is an e-mandate? Meaning, process &amp; charges explained"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>E-mandate is a digital payment service introduced by the Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI). It aims to simplify the sending and receiving of recurring payments for both individuals and businesses. If you set an e-mandate process, you give the bank a standing instruction to debit a specified amount on a scheduled date automatically. This payment can be for <a href=\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-emi\/\">EMIs<\/a>, SIPs, <a href=\"https:\/\/www.tatacapital.com\/insurance.html\">insurance premiums<\/a>, monthly or annual subscriptions, etc.<\/p>\n\n\n\n<p>This article explains the e-mandate\u2019s meaning, its features and benefits, registration process, eligibility criteria, and types to help you make the most of it in your financial journey.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is an e-mandate? Definition and how it works<\/strong><\/h2>\n\n\n\n<p>Imagine your electricity bill is paid every month without you remembering the due date or standing in a queue. Similarly, your <a href=\"https:\/\/www.tatacapital.com\/personal-loan\/emi-calculator.html\">loan EMI<\/a> is automatically deducted on the same date. Exciting, right? That is the ease an e-mandate brings to daily payments.<\/p>\n\n\n\n<p>An e-mandate\u2019s meaning is a digital permission you give to a bank or company to automatically deduct a fixed or variable amount from your bank account. It is mainly used for regular payments such as loan EMIs, insurance premiums, mutual fund SIPs, and utility bills. Since it is electronic, there is no need for physical forms or signatures.<\/p>\n\n\n\n<p>An e-mandate\u2019s working can be described as follows:<\/p>\n\n\n\n<ul>\n<li>You select e-mandate as the payment option while signing up for a service.<\/li>\n\n\n\n<li>You pick your bank and enter basic details such as account number and debit limit.<\/li>\n\n\n\n<li>The bank requests confirmation through an OTP, NeTBanking, or debit card verification.<\/li>\n\n\n\n<li>Once approved, the mandate becomes active.<\/li>\n\n\n\n<li>The amount is automatically deducted on the agreed date.<\/li>\n\n\n\n<li>You can view, modify, or cancel the e-mandate anytime through your bank or service provider.<\/li>\n<\/ul>\n\n\n\n<p>An e-mandate makes payments simple, safe, and hassle-free.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Features and benefits of e-mandate<\/strong><\/h2>\n\n\n\n<p>An e-mandate is a digital authorization that automates recurring transactions, including EMIs, SIPs, insurance premiums, or subscriptions. It offers a secure, paperless, and convenient way for individuals and businesses to manage payments efficiently.<\/p>\n\n\n\n<ol start=\"1\">\n<li>Paperless and convenient process<\/li>\n<\/ol>\n\n\n\n<p>E-mandates are set up completely online through Aadhaar, debit card, or NetBanking authentication. This eliminates paperwork, saves time, and provides users with the convenience of managing all mandates digitally without visiting a bank.<\/p>\n\n\n\n<ol start=\"2\">\n<li>Automated and timely payments<\/li>\n<\/ol>\n\n\n\n<p>Payments are auto-debited (debit mandate) or credited (credit mandate) on the scheduled dates after the e-mandates are approved. This ensures transactions are executed on time with no payments getting missed.<\/p>\n\n\n\n<ol start=\"3\">\n<li>Real-time and secure authorization<\/li>\n<\/ol>\n\n\n\n<p>E-mandates use real-time, OTP-based verification for instant approval. Advanced encryption and two-factor authentication ensure safe, error-free, and tamper-proof processing.<\/p>\n\n\n\n<ol start=\"4\">\n<li>Bank integration and flexibility<\/li>\n<\/ol>\n\n\n\n<p>The <a href=\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-ach-mandate\/\">e-NACH<\/a> platform integrates e-mandates across multiple banks. This means users can flexibly choose the payment frequency they like \u2013 daily, monthly, or annually.<\/p>\n\n\n\n<ol start=\"5\">\n<li>Streamlined financial management<\/li>\n<\/ol>\n\n\n\n<p>E-mandates make budgeting and <a href=\"https:\/\/www.tatacapital.com\/wealth\/calculators\/financial-goal-calculator.html\">financial planning<\/a> easier by automating recurring payments. Users can track and manage multiple payments from a single account. This makes expense and cash flow management better.<\/p>\n\n\n\n<ol start=\"6\">\n<li>Efficiency and sustainability<\/li>\n<\/ol>\n\n\n\n<p>E-mandates reduce the need to collect payments manually and improve liquidity, which leads to better management of operations for businesses. Moreover, the paperless process reduces carbon footprint and promotes sustainability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>E-mandate registration process<\/strong><\/h2>\n\n\n\n<p>Registering for an e-mandate is a simple, fully digital process that allows automatic payments for recurring expenses such as EMIs, insurance premiums, or subscriptions. The process can be completed in just a few easy steps:<\/p>\n\n\n\n<p>Step 1: Pick the e-mandate process<\/p>\n\n\n\n<p>Visit the service provider\u2019s website or app and choose the e-mandate or auto-debit option for recurring payments.<\/p>\n\n\n\n<p>Step 2: Enter bank details<\/p>\n\n\n\n<p>Provide your basic banking information, such as account number, IFSC code, and bank name, to link your account securely.<\/p>\n\n\n\n<p>Step 3: Authorize the mandate<\/p>\n\n\n\n<p>Authenticate the setup using secure methods like OTP verification, NetBanking login, or debit card credentials. This step confirms your consent to automate payments.<\/p>\n\n\n\n<p>Step 4: Activation and auto-debit<\/p>\n\n\n\n<p>Once verified, the e-mandate becomes active. Payments are then auto-debited from your bank account on the scheduled dates as per the agreed amount, ensuring timely and hassle-free transactions every time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Documents required for e-mandate registration<\/strong><\/h2>\n\n\n\n<p>The documents and information you need to submit for e-mandate registration are:<\/p>\n\n\n\n<ol start=\"1\">\n<li>Bank account details: You need to provide your account number, bank name, and branch information.<\/li>\n\n\n\n<li>Debit card or NetBanking access: This is required for online verification.<\/li>\n\n\n\n<li>Registered mobile number: Your number must be linked to your bank account and Aadhaar Card. It is needed to receive the OTP for approval.<\/li>\n\n\n\n<li>Valid ID proof: You must submit your PAN Card or Aadhaar Card.<\/li>\n\n\n\n<li>Email ID: You must give an email ID you regularly use. The bank or merchant will send all confirmations and future updates on it.<\/li>\n\n\n\n<li>Mandate details: You must specify the amount limit, frequency, and duration of the mandate.<\/li>\n<\/ol>\n\n\n\n<p>These documents and information help verify your identity and complete the e-mandate process smoothly and securely.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>E-mandate charges\u2019 meaning and fee structure<\/strong><\/h2>\n\n\n\n<p>When you activate an e-mandate on your bank account for regular payments like EMIs, SIPs, or bills, e-mandate charges also apply. These charges refer to the fees you must pay for setting up and using an e-mandate for automatic payments.<\/p>\n\n\n\n<p>In most cases, banks do not charge customers for e-mandate registration. You can create, modify, or cancel an e-mandate for free. However, some charges may apply in specific situations. For example, if a payment fails due to a low balance in your account, the bank may charge a penalty. Some service providers may also add a small processing fee.<\/p>\n\n\n\n<p>The fee structure for e-mandates depends on the bank, payment network, and the company collecting the payment. E-mandate charges, if any, are clearly mentioned before confirmation. Thus, make sure you read the details carefully before proceeding.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Eligibility criteria for e-mandate registration<\/strong><\/h2>\n\n\n\n<p>The eligibility criteria for e-mandate are as follows:<\/p>\n\n\n\n<ul>\n<li>The applicant must have a valid Aadhaar Card, with the bank account and Aadhaar Card linking completed.<\/li>\n\n\n\n<li>The chosen bank or financial institution must be authorized to provide NACH services.<\/li>\n<\/ul>\n\n\n\n<p>Besides, you will need to submit the following documents to proceed with the e-mandate process registration.<\/p>\n\n\n\n<ul>\n<li>A duly filled e-mandate form<\/li>\n\n\n\n<li>Aadhaar card<\/li>\n\n\n\n<li>Bank account details<\/li>\n\n\n\n<li>Mobile number registered with the bank account and the Aadhaar card<\/li>\n<\/ul>\n\n\n\n<p>Now that you know the eligibility criteria and document list, it is vital to understand that an e-mandate request can be rejected in the following scenarios:<\/p>\n\n\n\n<ul>\n<li>If the bank account details provided are incorrect<\/li>\n\n\n\n<li>If the bank doesn\u2019t offer NACH service<\/li>\n\n\n\n<li>If the folio number or associated information is inaccurate<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Types of e-mandate<\/strong><\/h2>\n\n\n\n<p>There are two types of e-mandate processes. Let\u2019s understand how both work.<\/p>\n\n\n\n<ol start=\"1\">\n<li>Debit mandate<\/li>\n<\/ol>\n\n\n\n<p>Once you approve this mandate, the bank automatically debits the required amount from your account for the specific payments. For instance, if you purchase an annual subscription of Rs. 1,099 for an online streaming platform, the bank will deduct this amount every year on a pre-decided date. Similarly, if you start a monthly SIP of Rs. 1,000, the bank will invest the amount every month. This way, you don\u2019t miss out on making timely payments. Your streaming platform subscription doesn\u2019t expire, and your investment keeps growing.<\/p>\n\n\n\n<ol start=\"2\">\n<li>Credit mandate<\/li>\n<\/ol>\n\n\n\n<p>The credit mandate ensures that you collect all your payments automatically. When you register and approve such a mandate, you release the burden of remembering the due dates from your head and avoid the need to follow up with customers. However, remember to read the terms and conditions before confirming the mandate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>E-mandate in Indian banking<\/strong><\/h2>\n\n\n\n<p>In the context of banking, e-mandates are instrumental. They are utilized for various purposes, including the automation of Equated Monthly Installments (EMIs), insurance premiums, and mutual fund SIPs. The primary advantage in the banking sector is the reduction in administrative tasks and the assurance of timely payments.<\/p>\n\n\n\n<p>E-mandate represents a shift towards more customer-centric banking, where the need for manual instruction for each transaction is eliminated, thus streamlining financial operations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common use cases of e-mandate (Examples in India)<\/strong><\/h2>\n\n\n\n<p>An e-mandate is widely used in India to make regular and recurring payments easy. It helps users avoid missing due dates and late fees. Some common use cases of e-mandate are listed below.<\/p>\n\n\n\n<ul>\n<li>Loan EMIs: Banks and NBFCs use e-mandate to collect monthly loan and credit card payments.<\/li>\n\n\n\n<li>Mutual fund SIPs: Investors use e-mandates to automatically invest a fixed amount of money every month.<\/li>\n\n\n\n<li>Insurance premiums: Life and <a href=\"https:\/\/www.tatacapital.com\/insurance\/life-insurance.html\">health insurance premiums<\/a> are paid on time through e-mandates.<\/li>\n\n\n\n<li>Utility bills: You can pay electricity, water, gas, and mobile bills automatically.<\/li>\n\n\n\n<li>OTT and subscriptions: Payments for apps, OTT platforms, and online services are auto-debited.<\/li>\n\n\n\n<li>School and college fees: Many institutions use e-mandates for monthly or quarterly fees.<\/li>\n<\/ul>\n\n\n\n<p>These examples show how e-mandate saves time, reduces effort, and ensures smooth payments across daily financial needs in India.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>E-mandate transaction limit and failure scenarios<\/strong><\/h2>\n\n\n\n<p>The concept of e-mandate is pivotal in the ongoing digital transformation of the financial sector. It represents a significant advancement in managing recurring payments, offering a blend of security, convenience, and efficiency. As we continue to evolve towards more automated financial services, the role of e-mandates is set to become more prominent, making it an indispensable tool in the arsenal of modern financial management strategies.<\/p>\n\n\n\n<p>E-mandates are not just a technical upgrade but a reflection of the changing dynamics in customer-bank relationships, where ease and security are paramount. By adopting e-mandates, both individuals and businesses can significantly enhance their financial operations, ensuring a smoother, more reliable, and hassle-free transactional experience.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Difference between e-mandate and ECS mandate<\/strong><\/h2>\n\n\n\n<p>E-mandate and ECS mandate are methods used for automatic debit from a bank account. They help in making regular payments like EMIs, insurance premiums, or utility bills without manual effort. While both serve a similar purpose, they differ in process, speed, and usage. The following table highlights the differences between e-mandate and ECS mandate.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Parameter<\/td><td>E-mandate<\/td><td>ECS mandate<\/td><\/tr><tr><td>Meaning<\/td><td>Digital permission for auto-debit<\/td><td>Paper-based auto-debit system<\/td><\/tr><tr><td>Setup<\/td><td>Online through NetBanking or app<\/td><td>Offline form submission<\/td><\/tr><tr><td>Approval<\/td><td>OTP or NetBanking verification<\/td><td>Bank verification takes time<\/td><\/tr><tr><td>Speed<\/td><td>Quick activation<\/td><td>Slower activation<\/td><\/tr><tr><td>Modification<\/td><td>Easy to modify or cancel online<\/td><td>Changes take more time<\/td><\/tr><tr><td>Usage<\/td><td>Common for online services<\/td><td>Used mainly by institutions<\/td><\/tr><tr><td>Convenience<\/td><td>High and user-friendly<\/td><td>Less convenient<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to cancel or modify an e-mandate?<\/strong><\/h2>\n\n\n\n<p>You can view all the e-mandates you have created by logging in to your bank\u2019s internet or mobile banking platform. If you don\u2019t wish to continue with one of the listed mandates, you can either modify it or cancel it. To modify it, update details like the amount or date and confirm. To cancel, submit an e-mandate cancelation request to the bank or the merchant. Make sure the request is submitted at least three days prior to the scheduled debit date. Some banks allow you to cancel requests through their website or customer support. You may need to provide an OTP for verification.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tatacapital.com\/blog\/\">Read More Blogs Now<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>E-mandate is a digital payment service introduced by the Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI). It aims to simplify the sending and receiving of recurring payments for both individuals and businesses. If you set an e-mandate process, you give the bank a standing instruction to debit a specified [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":38395,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[74],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is an e-Mandate? Meaning, registration &amp; charges in banking<\/title>\n<meta name=\"description\" content=\"Discover what an e-mandate is, its meaning, registration process, and charges in Indian banking. Learn how e-mandates simplify recurring payments like EMIs and subscriptions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is an e-Mandate? Meaning, registration &amp; charges in banking\" \/>\n<meta property=\"og:description\" content=\"Discover what an e-mandate is, its meaning, registration process, and charges in Indian banking. Learn how e-mandates simplify recurring payments like EMIs and subscriptions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/\" \/>\n<meta property=\"og:site_name\" content=\"TATA Capital Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-18T10:18:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-24T17:25:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2024\/01\/what-is-e-mandate-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1874\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tata Capital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tata Capital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/\",\"name\":\"What is an e-Mandate? Meaning, registration & charges in banking\",\"isPartOf\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\"},\"datePublished\":\"2024-01-18T10:18:48+00:00\",\"dateModified\":\"2026-02-24T17:25:52+00:00\",\"author\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d\"},\"description\":\"Discover what an e-mandate is, its meaning, registration process, and charges in Indian banking. Learn how e-mandates simplify recurring payments like EMIs and subscriptions.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.tatacapital.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is an e-mandate? Meaning, process &amp; charges explained\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/\",\"name\":\"TATA Capital Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d\",\"name\":\"Tata Capital\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g\",\"caption\":\"Tata Capital\"},\"url\":\"https:\/\/www.tatacapital.com\/blog\/author\/tata-capital\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is an e-Mandate? Meaning, registration & charges in banking","description":"Discover what an e-mandate is, its meaning, registration process, and charges in Indian banking. Learn how e-mandates simplify recurring payments like EMIs and subscriptions.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"What is an e-Mandate? Meaning, registration & charges in banking","og_description":"Discover what an e-mandate is, its meaning, registration process, and charges in Indian banking. Learn how e-mandates simplify recurring payments like EMIs and subscriptions.","og_url":"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/","og_site_name":"TATA Capital Blog","article_published_time":"2024-01-18T10:18:48+00:00","article_modified_time":"2026-02-24T17:25:52+00:00","og_image":[{"width":2560,"height":1874,"url":"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2024\/01\/what-is-e-mandate-scaled.jpg","type":"image\/jpeg"}],"author":"Tata Capital","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tata Capital","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/","url":"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/","name":"What is an e-Mandate? Meaning, registration & charges in banking","isPartOf":{"@id":"https:\/\/www.tatacapital.com\/blog\/#website"},"datePublished":"2024-01-18T10:18:48+00:00","dateModified":"2026-02-24T17:25:52+00:00","author":{"@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d"},"description":"Discover what an e-mandate is, its meaning, registration process, and charges in Indian banking. Learn how e-mandates simplify recurring payments like EMIs and subscriptions.","breadcrumb":{"@id":"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-e-mandate\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tatacapital.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What is an e-mandate? Meaning, process &amp; charges explained"}]},{"@type":"WebSite","@id":"https:\/\/www.tatacapital.com\/blog\/#website","url":"https:\/\/www.tatacapital.com\/blog\/","name":"TATA Capital Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d","name":"Tata Capital","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g","caption":"Tata Capital"},"url":"https:\/\/www.tatacapital.com\/blog\/author\/tata-capital\/"}]}},"featured_image_url":"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2024\/01\/what-is-e-mandate-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/38390"}],"collection":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/comments?post=38390"}],"version-history":[{"count":4,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/38390\/revisions"}],"predecessor-version":[{"id":52953,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/38390\/revisions\/52953"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/media\/38395"}],"wp:attachment":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/media?parent=38390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/categories?post=38390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/tags?post=38390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}