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Wondering how to check PF balance? It is a good practice to regularly check your PF balance online as part of your financial planning. You can efficiently plan for your retirement or re-invest in the future by assessing your EPF amount. Being informed of your PF balance also helps you feel financially secure and ready in case of unexpected expenses. If you do not know how to check your pf balance online<\/strong>, keep reading. We\u2019ve explained the process here in detail.<\/p>\n\n\n\n It is thanks to the new rules introduced by the Employee\u2019s Provident Fund Organisation (EPFO) that the process of online PF check<\/strong> has now become quite accessible and convenient to its account holders.<\/p>\n\n\n\n Hence, you do not have to wait until the year-end for your employer to share the PF statement. To understand how the online process works, follow the step-by-step guide below.<\/p>\n\n\n\n In this article, you will learn how to check EPF balance and check PF account balance online<\/strong>.<\/p>\n\n\n\n You can view your PF balance by using \u2018UMANG (Unified Mobile Application for New-age Generation).\u2019 It can be downloaded on your smartphone from Play Store (for android users) or Apple Store (for iOS users). UMANG is a government-launched app that provides access to various government services on a single platform.<\/p>\n\n\n\n Here\u2019s how, To check EPF balance, you only need to make an initial registration. And for this, make sure you use the mobile number that is linked with your UAN (Universal Account Number). You can find the UAN number on your payslip or get it from your employer to start your UAN balance check.<\/p>\n\n\n\n Upon completion of the registration, you can access your PF details, including PF balance, KYC status, raise and track claims. Here is how to check PF balance online.<\/p>\n\n\n\n Step 1. Go to the app and click on the EPFO option.<\/p>\n\n\n\n Step 2. Now select \u2018Employee Centric Services.\u2019<\/p>\n\n\n\n Step 3. Choose \u2018View Passbook\u2019 from the various options on the screen.<\/p>\n\n\n\n Step 4. Enter your OTP (One-Time Password) and UAN. Balance check requires both these fields for two-factor authentication.<\/p>\n\n\n\n Step 5. Click on \u2018Log in\u2019 to access your EPF transactions and balance statement.<\/p>\n\n\n\n You can access your EPF passbook by using the EPFO portal. Just keep your UAN handy, as this is a UAN balance check. Here is how to check PF balance with UAN Number online:<\/p>\n\n\n\n Step 1. Log in by visiting the EPFO portal.<\/p>\n\n\n\n Step 2. Click on the \u2018Services\u2019 tab that you will find at the top of the page.<\/p>\n\n\n\n Step 3. Select \u2018For Employees\u2019 from the drop-down menu.<\/p>\n\n\n\n Step 4. Select \u2018Member Passbook\u2019 under the Services section. This will direct you to another page.<\/p>\n\n\n\n Step 5. Input the UAN and password along with the captcha. Click on \u2018Login.\u2019<\/p>\n\n\n\n You can view your PF statement once you\u2019re directed to the webpage.<\/p>\n\n\n\n PF statement can also be accessed using the SMS if you have your UAN activated. Here\u2019s how to check the PF statement.<\/p>\n\n\n\n How to check EPF balance:<\/strong><\/p>\n\n\n\n First, you need to get your UAN number. How to get a UAN number through SMS? Well, you can recover lost UAN and view the latest PF statement through just one SMS. Simply send an SMS \u2018EPFOHO UAN ENG\u2019 to the following contact number: +91 7738299899.<\/p>\n\n\n\n Make sure to use the number registered with your UAN when sending the SMS. If you prefer languages other than English, change the last three characters of the message accordingly. You can check the available languages. The SMS service provides 24\u00d77 support.<\/p>\n\n\n\n \u00a0Another way to check your PF balance is by giving a missed call to 011-22901406 from your\u00a0\u00a0 registered mobile number. You will immediately get a response with your PF details. A prerequisite to avail of this service is that your UAN must be linked with your Aadhar number, PAN (Permanent Account Number) and bank account.<\/p>\n\n\n\n Regularly checking your PF balance online is crucial to staying informed about retirement savings and overall financial planning. So, why check PF balance online?<\/strong> Doing so helps track contributions from both the employee and the employer, ensuring that funds are credited accurately.<\/p>\n\n\n\n It also enables early identification of discrepancies, allowing them to be resolved promptly and preventing potential issues that could affect future benefits. A timely PF balance check can support efficient planning for withdrawals or loans, helping achieve both short and long-term financial goals.<\/p>\n\n\n\n Understanding the importance of a PF balance check<\/strong> empowers better control over financial well-being, fosters informed decision-making, and promotes confidence in managing personal finances. Staying proactive with PF monitoring ensures retirement planning remains on track.<\/p>\n\n\n\n Your UAN connects all your PF accounts, allowing you to easily track contributions. PF balance can be checked using your UAN<\/strong> through either the EPFO portal or the UMANG app.<\/p>\n\n\n\n Step 1:<\/strong> Visit the EPFO website.<\/p>\n\n\n\n Step 2:<\/strong> Go to \u2018Employee\u2019 and select \u2018Member Passbook\u2019.<\/p>\n\n\n\n Step 3:<\/strong> Enter your UAN and password.<\/p>\n\n\n\n Step 4:<\/strong> Complete the captcha or enter the OTP sent to your registered mobile. Your PF balance and contribution details will be displayed.<\/p>\n\n\n\n Step 1: <\/strong>Download and install the UMANG app, then register using your mobile number.<\/p>\n\n\n\n Step 2: <\/strong>Select EPFO services and tap \u2018View Passbook\u2019.<\/p>\n\n\n\n Step 3:<\/strong> Enter your UAN and verify with OTP.<\/p>\n\n\n\n Step 4:<\/strong> Your PF balance and contribution details will be displayed.<\/p>\n\n\n\n Note:<\/strong><\/p>\n\n\n\n You can check your PF balance without UAN<\/strong> using simple SMS or missed call options, making it easy to stay updated on your retirement savings.<\/p>\n\n\n\n Note: Knowing how to check PF balance without UAN<\/strong> ensures you can access your PF details even if your UAN is not yet activated.<\/p>\n\n\n\n Also, read – PF Withdrawal Online Process<\/a><\/p>\n\n\n\n Here are the reasons why you should have a PF account. <\/p>\n\n\n\n The EPF or PF online scheme offers a guaranteed rate of return which is higher than many other fixed-return instruments. Presently, the EPF guarantees an interest rate of 8.10%. Also, know that earning up to Rs 1.5 lakhs is tax-free under Section 80 C.<\/p>\n\n\n\n Your PF is not a static investment collecting interest return alone. You can wield it without breaking it. How? By taking a loan against it. Should an emergency befall, you can borrow as much as your present PF balance without breaking it at a nominal interest rate of 1%. The tenure to return this amount is typically 36 months. <\/p>\n\n\n\n Thanks to the EDLI Scheme, the insurance amount on PF has been increased from Rs. 6 lakhs to Rs 7 lakhs. This means that if a PF holder passes away during service, their benefactor becomes eligible to receive this amount. The PF holder doesn\u2019t pay any premium to this death cover.<\/p>\n\n\n\n Long gone are the days when withdrawing funds from the PF was an uphill task. Today, with e-governance and all the technology at our fingertips, holders can apply for partial or full withdrawal to meet specific needs, such as medical emergencies, funding higher education, or anything else. What\u2019s more, they can liquidate their EPF online. <\/p>\n\n\n\n If you opt for a complete PF withdrawal, you can do so under the following circumstances.<\/p>\n\n\n\n If you opt for a partial PF withdrawal, you can do so under the following circumstances.<\/p>\n\n\n\n You can borrow up to 90% of PF funds for the specific purpose of constructing your home or buying it from a developer. Not only this, but you can also withdraw this amount to repay your home loan instalments or purchase a plot of land.<\/p>\n\n\n\n If you regularly contribute even the minimum monthly amount into your PF for 15 years, you become eligible for a pension once you turn 58. Your pension benefits come from your employers\u2019 PF contribution. <\/p>\n\n\n\n Also, read – Pros and Cons of Withdrawing from PF for Home Loan Down Payment<\/a><\/p>\n\n\n\n Previously, it was a challenge to keep track of your PF or access any other financial services. But now, it is easy to access and manage your finances by just using your smartphones. And after reading this article, you know all the ways to check PF account balance. So, make use of the online services and keep all your finances in order without having to visit the government office.<\/p>\n\n\n\n Also, make a PF account balance and check the first task on your To-Do list at the start of every year. This will ensure efficient assessment and planning of your finances. You can then use the PF corpus for various reasons, including medical emergencies, wedding expenses, and repayment of home loans.<\/p>\n\n\n\n If you\u2019re looking for any financing services, consider applying for a personal loan<\/a> with Tata Capital<\/a>. And enjoy a seamless loan experience with benefits like flexible loan repayment, relaxed eligibility criteria, negotiable tenures, speedy processing and quick fund disbursals.<\/p>\n\n\n\n Don\u2019t have enough time to visit our branch? Fret not! You can also apply for personal finance or any other type of loan by filling out our online application form. Head over to our web portal to partner with us. <\/p>\n\n\n\n For more details, connect with us now!<\/p>\n\n\n\n <\/p>\n\n\n\nKnow How to check PF account balance<\/strong><\/h2>\n\n\n\n
How to check PF Account balance online using the app?<\/strong><\/h3>\n\n\n\n
How to check PF Account balance online on the website?<\/strong><\/h3>\n\n\n\n
How to check PF balance through SMS?<\/strong><\/h3>\n\n\n\n
How to check PF balance via missed call?<\/strong><\/h3>\n\n\n\n
Why Regularly Check Your PF Balance Online in India?<\/strong><\/h2>\n\n\n\n
Understanding Your UAN (Universal Account Number) for PF Balance Check<\/strong><\/h2>\n\n\n\n
PF Balance Check Using EPFO Portal<\/strong><\/h3>\n\n\n\n
PF Balance Check Through UMANG App<\/strong><\/h3>\n\n\n\n
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How to Check PF Balance Without UAN<\/strong><\/h2>\n\n\n\n
PF Balance Check via SMS<\/strong><\/h3>\n\n\n\n
Step 1:<\/strong> Ensure your mobile number is registered with EPFO.<\/p>\n\n\n\n
Step 2:<\/strong> Send an SMS in the format \u2018EPFOHO UAN ENG<\/strong>\u2019 to 7738299899<\/strong>.<\/p>\n\n\n\n
Step 3: <\/strong>You will receive your PF balance on your registered mobile number.<\/p>\n\n\n\nPF Balance Check via Missed Call<\/strong><\/h3>\n\n\n\n
Step 1: <\/strong>Make a missed call to EPFO\u2019s designated number, 9966044425<\/strong>, from your registered mobile.<\/p>\n\n\n\n
Step 2:<\/strong> You will receive an SMS with your PF account balance and other details.<\/p>\n\n\n\nTop Benefits of PF Account You Should Know<\/strong><\/h2>\n\n\n\n
Capital Appreciation<\/strong><\/h3>\n\n\n\n
Loan Against PF<\/strong><\/h3>\n\n\n\n
Insurance at No Additional Cost<\/strong><\/h3>\n\n\n\n
Quick Premature Withdrawal <\/strong><\/h3>\n\n\n\n
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PF Pre-Mature Withdrawal Conditions<\/strong><\/h3>\n\n\n\n
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Housing Finance Repayment <\/strong><\/h3>\n\n\n\n
Pension Corpus <\/strong><\/h3>\n\n\n\n
Conclusion: Keeping Track of Your PF Balance Online<\/strong><\/h2>\n\n\n\n